Investment & Planning
What is a US Savings Bond?
A US savings bond is a government debt instrument offered to the public for purchase which provides a fixed rate of interest over a fixed period of time. The savings bonds are considered as a virtually risk free investment because it is backed by the full faith of the federal government. The only associated risk [...]
9Jan2009 | Gaurav Bhola, MSM | 0 comments | Continued
Six Steps of Comprehensive Financial Planning - Video Tutorial
This tutorial covers the concept of comprehensive financial planning and its six steps process.
Comprehensive financial planning is a long-term course of action that can help provide financial security. The complete six step financial planning process involves [...]
31Dec2008 | Gaurav Bhola, MSM | 0 comments | Continued
How Immediate Annuities Work
Single Premium Immediate Annuities (SPIAs) are purchased by an annuitant with a one-time single payment. Once the annuity is annuitized, payments are made once a month to you. The annuity payment starts 30 days from the date of deposit; but payments may be deferred to a subsequent date.
It is crucial to understand what happens when [...]
How Exchange Traded Funds Work Part II - Video Tutorial
Benefits of ETF’s
The four main benefits of exchange traded funds, such as advantage over stocks, diversification, the inherent low expense ratios, and tax efficiency.
Diversification
Exchange traded funds are a great way to create [...]
How Exchange Traded Funds Work Part I - Video Tutorial
How Exchange Traded Funds Work Part I - Gaurav Bhola from Garv Financial on Vimeo.
TUTORIAL TEXT
Welcome to Garv Financial. My name is Gaurav Bhola. The tutorial is on “How Exchange Traded Funds Work Part I.”
What is an ETF or Exchange Traded Fund
Exchange traded funds are like mutual funds that trade similarly to stocks. Like stocks, [...]
How Exchange Traded Funds Work - Part II
There are several benefits to exchange traded funds over traditional investments, such as mutual funds. Here are some benefits of ETFs [...]
7Nov2008 | Gaurav Bhola, MSM | 0 comments | Continued
How Exchange Traded Funds Work - Part I
Exchange traded funds (ETFs) are relatively new forms of financial instruments. The exchange traded funds have grown in popularity by leaps and bounds in a relatively few years. In many instances exchange traded funds have eclipsed mutual funds as investment destinations. This is due to unique advantages ETFs have over mutual funds. In this article [...]
7Nov2008 | Gaurav Bhola, MSM | 0 comments | Continued
Can you Really Profit from Market Timing?
When I was advising my clients about investment strategies as part of their overall financial plan, most of the advice related to buy and hold. Of course the advice was tailored to each client’s individual need but most of my clients were at a stage in life that they had the ability to have [...]
15Oct2008 | Gaurav Bhola, MSM | 2 comments | Continued
How to Wisely Use Home Equity Lines of Credit
Home equity line of credit (HELOC) can be a formidable tool to get needed cash in a hurry. But, an equity line must be used wisely.
1. Avoid Using your Equity Line of Credit for Investment
Even though many investors borrow money to invest in the stock market; it is never a valid idea to do so [...]
Investing 101: Learn the basics of Investing and Investments
Investing 101: Introduction
Have you wondered how people get wealthy through investing? Do you ever desire to retire early? Would you like to keep your money growing?
Well if your answer is “yes” to the above questions, then you are ready to learn about the basics, investing 101. For many finance is extremely intimidating, I want [...]
Six Steps of Comprehensive Financial Planning
Financial planning is a long-term process that can help secure your financial future. The current economic conditions have further tapped the American people’s financial insecurity and given greater emphasis on the need to do financial planning.
Comprehensive financial planning involves working with a licensed financial advisor or financial planner who can help implement a composite financial [...]
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