Credit & Debt
Know your Consumer Rights – Improve your Credit Rating, Credit Score, or Credit Report - Video Tutorial
This tutorial covers important consumer rights information as related to credit and informative tips on improving your credit. It is critical that you know your consumer rights, as it relates to credit rating/credit score, credit history, and credit report.
Here’s what you need to know [...]
Five Tips on Combating Increasing Credit Card Interest Rates
In the recent past, Congress has been delving into unfair credit practices of credit card companies. These efforts are part of a larger effort by Congress to rein in the abusive practices of card issuers. While Congressional lawmakers debate the issues, there are things you can do to find solace from rising interest rates.
Credit [...]
What is a Credit Score?
A credit score is the terminal product of a complicated formula that is used by credit reporting agencies to forecast risk for loan lenders and creditors. The credit score is ascertained by using information in your credit report, applications and/or account history.
The primary purpose of the credit evaluation is to determine the timely payment [...]
How Does Debt Consolidation Work?
Debt consolidation is the process of taking out a singular loan to pay off many other debts. Consolidation is a component of debt management or debt counseling; performed to secure a lower interest rate.
Ultimately, the purpose of performing a debt consolidation is to acquire a fixed interest rate or for the ease of servicing [...]
Top Tips to Get Out of Credit Card Debt - Video Tutorial
As you have noted in recent years, credit card debt has been on the rise with the average credit debt being around $9800. I decided to do this tutorial to help my fellow Americans who are trying to get rid of their credit debt. So what I will do today is [...]
31Oct2008 | Gaurav Bhola, MSM | 0 comments | Continued
Is Credit Card Debt Key to American Survival?
In a shifting preference of consumers over the last five decades, Americans have accepted credit card debt as part and parcel of life. Regrettably, the credit card has now become a tool to subsidize the American lifestyle. Herein, this has led many people to live beyond their means. Societal stigmas attached to having credit [...]
8Oct2008 | Gaurav Bhola, MSM | 0 comments | Continued
Top Tips to Get Out of Credit Card Debt
Credit card debt has been on the rise in recent years. This is expected as credit card use has grown almost exponentially. Since the introduction of credit cards in the middle of the 20th century, the nation faces a crisis arising out of easy credit. Still, nothing is being done by the government to [...]
26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
Thank you Allison and Pete.
I am going to be adding more diverse multimedia to the site in the ...
I finally decided to write a comment on your blog. I just wanted to say good job. I ...