Banking & Money
Who Owns the World Bank?
The World Bank is similar to a cooperative in which 185 member countries are shareholders. The largest shareholder of the World Bank Group is [...]
13Jan2009 | Gaurav Bhola, MSM | 0 comments | Continued
Where are the World Bank Headquarters?
The World Bank headquarters is located in [...]
13Jan2009 | Gaurav Bhola, MSM | 0 comments | Continued
Where is the World Bank Located?
World Bank has offices located in more than 100 member countries. The World Bank is doing business member countries include the following regions: [...]
13Jan2009 | Gaurav Bhola, MSM | 0 comments | Continued
When was the World Bank Created?
The purpose of the World Bank is to offer advice and finance to nations for the purposes of economic development and eliminating poverty. The World Bank was created formally on [...]
12Jan2009 | Gaurav Bhola, MSM | 0 comments | Continued
Who Determines Interest Rates?
Most nations have central banks; interest rates are determined by the central banks.
Central Bank Monetary Policy
The proper economic policies have to be pursued by government to set the stage for stable prices and liquidity for the country. The central bank, in this case the Federal Reserve ensures it helps the government maintaining a proper balance [...]
Top Ten Personal Budgeting Tips - Video Tutorial
As a former financial advisor, I incorporated personal budgeting for applicable clients as part of their comprehensive financial plan, a key aspect to building and maintaining wealth. The four keys to wealth management are [...]
5Dec2008 | Gaurav Bhola, MSM | 2 comments | Continued
Top Five Homeowners Insurance Credits
Home insurance has always provided needed protection to homeowners. However, home insurance is not seen by most homeowners as a critical component of their overall financial picture, unless a claim is filed.
As a homeowner, you should evaluate your coverage one to two times annually to see if there are opportunities to save on home [...]
How Does a Certificate of Deposit Work? - Video Tutorial
How Does a Certificate of Deposit Work - Gaurav Bhola from Garv Financial on Vimeo.
TUTORIAL TEXT
Welcome to our Garv Financial. My name is Gaurav Bhola and the tutorial is “How Does a Certificate of Deposit Work.”
Certificate of Deposit
These are important components of a certificate of deposit or a CD, such as a fixed term, fixed [...]
How to write a check?
A check is a payable on demand financial item, meaning it is negotiable once written. Checks are not meant to be post dated or future dated.
Anatomy of a Check
Date - date when the check is written (no future dating)
Maker – the person who [...]
How to Write a Check? - Video Tutorial
This is a sample check issued by any bank or credit union, very common.
Step 1
The first thing I’m going to go over is the date, your date would go here; it is the day you are acquiring the service or product from a vendor or you are mailing out the check [...]
How Does a Certificate of Deposit Work?
A certificate of deposit or CD is a financial instrument that is offered to consumers by banks, credit unions, and thrift institutions. CDs are time horizoned investments that they are insured up to the FDIC of NCUA limits. Many consider CDs as risk free with no downside.
These fixed term investments (usually of three months, [...]
Is your Bank Savings Account Safe?
The banking crisis which includes the bankruptcy of many banks across the landscape has led consumers to wonder are their savings safe? Will the Federal Deposits Insurance Corporation (FDIC) protect my saving account? What is covered and what isn’t covered under the FDIC?
There is lot of confusion among Americans regarding these questions which is [...]
Top Ten Personal Budgeting Tips
In my financial advisory practice, I incorporated personal finance budgeting or personal budget planning for applicable clients as part of their comprehensive financial plan. As a financial advisor, I worked with highly affluent clients, who had more than enough cash flow and high income streams, that budgeting really didn’t make sense for them. I also [...]
26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
Thank you Allison and Pete.
I am going to be adding more diverse multimedia to the site in the ...
I finally decided to write a comment on your blog. I just wanted to say good job. I ...