Archive for August, 2008
Investing 101: Introduction
Have you wondered how people get wealthy through investing? Do you ever desire to retire early? Would you like to keep your money growing?
Well if your answer is “yes” to the above questions, then you are ready to learn about the basics, investing 101. For many finance is extremely intimidating, I want [...]
Currently, there are several home loan choices available to new and existing homeowners. It is a challenge to wade through the various home loan mortgage options to discover the one suited to your needs. The following are commonly offered mortgage loan choices:26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
Homeownership is an ideal component of the American dream for many people. For many Americans it is their largest investment, their most prized possession. It is important that you take measures to protect what may be your largest economic investment. Sometimes, it is difficult to protect against all unforeseeable risks to your real estate [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
The home buying process has always had the air of excitement. However, the home buying journey is full of winding turns and crossroads, making buying a home difficult and complex. Unless, you are a real estate agent or a mortgage lender, deciphering the complexities of home buying is not an easy task. So, it is [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
Financial planning is a long-term process that can help secure your financial future. The current economic conditions have further tapped the American people’s financial insecurity and given greater emphasis on the need to do financial planning.
Comprehensive financial planning involves working with a licensed financial advisor or financial planner who can help implement a composite financial [...]
Getting a university and college education is one of the most important part of a person’s life and it has now become one of the most expensive one as well. The college tuition of private colleges and universities can reach $50,000 a year. Also, the increase in college tuition averages 14 percent annually. Even though [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
As college and university education costs have increased over the years, students are finding it more difficult to pay for college education. Only the wealthy few are able to afford college tuition without any form of financial aid.
The average cost for private four-year tuition is $23,712 for 2007-2008, up 6.3 percent from last year.
Meanwhile, tuition [...]
It has become increasingly acceptable to offer the American public falsified economic data. For years, I have critically evaluated the economic statistics the government gives us and have come to the conclusion that our government has been misleading us. It seems that my conclusions have another backer in Kevin Phillips, a former Nixon [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
Credit card debt has been on the rise in recent years. This is expected as credit card use has grown almost exponentially. Since the introduction of credit cards in the middle of the 20th century, the nation faces a crisis arising out of easy credit. Still, nothing is being done by the government to [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
A good credit rating is a critical contributing component of your overall financial picture. Your credit history can be accessed to evaluate your applications for credit, employment, loans, insurance, leases, and more. Depending on the status of your credit report and associated credit score, you can be approved or declined for services. Due to [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
Health insurance is an insurance policy that pays for medical health expenses. However, many use the term broadly to include disability insurance or long-term insurance. Health insurance is available through government health insurance plans or from private health insurance companies. Individual health insurance or group health insurance are two main options available to the [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
In my financial advisory practice, I incorporated personal finance budgeting or personal budget planning for applicable clients as part of their comprehensive financial plan. As a financial advisor, I worked with highly affluent clients, who had more than enough cash flow and high income streams, that budgeting really didn’t make sense for them. I also [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
What is usually the first thing you do when you log onto the internet? Check your email, of course. Email use keeps rising; Forrester Research states that more than 35 percent of web user time is spent with email. The use of email goes beyond personal use but has taken prominence as a business communications [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued
The most important part of business is how you run it, effective efficiency is the key. An efficient business is a reflection of a disciplined and focused business. I want to provide some productivity business software and other tools that can help your business be more efficient. When you are starting a [...]26Aug2008 | Gaurav Bhola, MSM | 0 comments | Continued